Income Protection for tenants and their families

Our flexible Income Protection can give your clients peace of mind knowing they’ll be able to pay their rent, and cover some of their everyday expenses, if they can’t work due to illness or injury.

The number of people renting in the UK is on the rise.1 Yet unlike homeowners, very few renters are encouraged to consider the benefits of protection.2

In the last 10 years,
the number of people
renting their home has
more than doubled.1

Almost 600,000 new rental properties between 2018-2023.3

of households will be
privately rented by 2023.3


Research shows that many tenants would be interested in having a conversation about protection.2 Together, we can make this happen and help tenants become more financially resilient, so that should the unexpected happen they can focus on their recovery.

Unlocking UK rental market opportunities

We’ve created a range of support items to help you tap into this market, start conversations and build relationships with lettings agents and their tenants.

Our email templates can be used as starting point for approaching letting agents and tenants, and adapted to suit your conversation.

We also have a handy income shortfall calculator to help you demonstrate how long your client might cope if they were unable to work.

Take a look at these resources.

Income Protection for tenants and their families

Your guide to protection opportunities in the rental market.
Download guide

Working together to protect the rental income of letting agents

Help letting agents understand the opportunity and why their tenants need protection. You can add your company logo and contact details to this sales aid.

Introducing tenants to protection

Help tenants understand the need for protection and the difference it can make. You can add your contact details to this sales aid.

Find out more about our full range of protection covers

Our menu tool lets you compare the value of income protection as part of our menu plan with the traditional protection approach.


UK private rented sector: 2018. 
Hymans Robertson, Protecting generation rent, September 2019
Knight Frank’s Multihousing 2019 report

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.