Cover where it matters

Comprehensive Critical Illness Cover that keeps it simple

In 2018, 91% of our claims were for cancer, heart attack, stroke, multiple sclerosis and children’s critical illnesses.* So while your clients have peace of mind knowing they’re covered for 68 conditions, we focus on offering some of the best cover for the conditions they’re most likely to claim on.

*Royal London UK intermediary protection business claims paid (1 January to 31 December 2018).

Why Royal London for Critical Illness Cover?

Features of our Critical Illness Cover your clients might like.

Enhanced Children's Cover

Enhanced Children's Cover

With our Enhanced Children’s Critical Illness Cover, we now include a Children’s Critical Illness Cover conversion option. This means within six months of your client’s children’s cover ending, the child can take out their own standard Critical Illness Cover with us, without any medical underwriting. This is for the same amount they were covered for on the original plan, up to a maximum of £50,000.

Advanced surgery benefit

Advanced surgery benefit

Because we want to pay claims more quickly, we have an advanced surgery benefit. This means your clients get paid as soon as they're on the NHS waiting list for any of the 12 types of surgery we cover under our full payment conditions - giving them extra reassurance.

Comprehensive cancer cover

Comprehensive cancer cover

We focus on the conditions your clients are most likely to get. That’s why our cover has 13 additional conditions for early forms of cancer.

A menu of cover you can mix and match

Cover you can mix and match

You can include our Critical Illness Cover as part of a personal menu plan, tailoring cover to suit your clients' needs and budgets.



More support for your critical illness conversations

We've a range of materials that can help you demonstrate the value of our Critical Illness Cover.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.