Workplace pension transfers

We've designed our direct offer transfer process to be easy for you and your clients

What you can expect

You can leave the hard work to us and use our direct offer process. Alternatively, we can support you if you'd rather provide advice or run the direct offer process yourself.

Engaging employee communications
We have  a range of materials to help employees make decisions about transferring their savings.

Dedicated transfer contact
Your dedicated contact will manage the entire process. They’ll send employee communications and arrange transfers for those who decide to move their savings, keeping you and your client up to date throughout.

Online application process
It's quick and easy for employees to submit their applications online, but if they prefer, they can still print the forms and post them back to us.

Choosing direct offer

If you want us to do the hard work, our direct offer process is simple and easy to use.  But if you’d prefer to take on the process yourself, that’s ok, we’ll support you along the way.

Either way, we have engaging employer and member materials to use throughout the process and our dedicated transfer team will also be on hand to help.  They'll liaise with you and the employer so you know what's happening every step of the way.

Click on the image to find out more:

direct offer process

Want to know more?

If you want to find out more about how we’ll support you and your clients when it comes to transferring retirement savings, download our guide or speak to your usual Royal London contact.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.