FOR ADVISERS ONLY
A workplace default option with governance as standard
A robust default option can help set your clients' employees on the right path to retirement, without them having to make investment decisions.
Our default investment option
Our standard default investment option is the Balanced Lifestyle Strategy (Drawdown) which is invested in three of our risk-targeted Governed Portfolios.
It offers your clients and their employees:
Solutions designed by our investment experts
A selection of lifestyle options
Flexibility over default choice
Governance you can count on
Employee communications
Affordable solutions
Strong governance - at no extra cost
Our default investment option benefits from regular reviews by both our Investment Advisory Committee and Independent Governance Committee. So you can feel confident your clients' and their employees' money is being looked after by experts.
Our Investment Advisory Committee (IAC) look after our flagship Governed range and review this on an ongoing basis to make sure each portfolio continues to meet its objectives.
The committee:
- Provide hands on expertise
- Carry out regular reviews
- Provide hands on supervision
- Fine-tune them, to make sure they stick to their objectives
Our Independent Governance Committee (IGC) frequently review our workplace pension arrangements to ensure it's providing value for money to our customers.
To assess this, our IGC committee review:
- Plan charges
- Transaction costs
- Investment strategy
- Quality of service
- Scheme member communications
- Environmental, Social and Governance
Governed Retirement Income Portfolios (GRIPs)
At retirement, employees will move into a Governed Retirement Income Portfolio. These are designed for those looking to take a regular income in retirement through our income drawdown option, Income Release.
Find out more
To find out more about our full range of investments, visit the investment area of our website. Alternatively, you can speak to your usual Royal London contact.