ProfitShare from Royal London

We know everyone likes a little boost.

So being a mutual, we aim to give your retirement savings an extra boost, by adding a share of our profits to your plan each year.
We call it ProfitShare and it’s just one way our customers could share in our success.

Let’s take a look at how it works.
Each year, we’ll review our financial strength and decide if ProfitShare can be awarded.

You’ll qualify as long as your plan was in force on 31 December the previous year and is still in force on the date the award is given.

We'll add your ProfitShare award to a separate ProfitShare account within your plan in April.

Your ProfitShare award will be based on the value of your retirement savings on the date the award is given and it will be invested in the same investment choice as your other retirement savings.
While we can’t guarantee that we’ll be able to award ProfitShare every year, over time, this could help to boost your retirement savings.

Of course, investment returns are never guaranteed. So while there’s a chance your retirement savings could grow, their value can also go down. This means you could get back less than what you put in.

You'll see the value of your ProfitShare account every year in your statement and by logging into online service and you can take the value of your ProfitShare account - along with the rest of your retirement savings, any time after age 55.
To find out more, visit royallondon.com/ProfitShare, or ask you financial adviser.