ProfitShare from Royal London

As a mutual, we believe our customers should share in our success.

So we’re sharing our profits with qualifying customers for the fifth year running.

Our latest ProfitShare award 


We shared £146m of our profits with our customers. 


Around 1.8m customers were awarded ProfitShare.


We increased unit-linked customers’ retirement savings by 0.15%.

* This is based on year end 2020 and includes awards made to with profits customers. These customers will receive a 1.2% enhancement in 2021.

Our fifth year of ProfitShare

Given the economic conditions and challenges brought about by the coronavirus pandemic, we're delighted to be able to award ProfitShare. And this year we're proud to be sharing £146m with our customers.

It's important we strike the right balance between investing in our business, maintaining our robust financial position and the level of any ProfitShare award. We believe taking this approach helps advisers and their clients have confidence in Royal London.

We'll continue to do this to make sure we support good outcomes for customers.

While we can’t guarantee we can award ProfitShare every year, your client’s plan needs to be in force on or before 31 December 2021 and on the date the award is given to qualify for an award in April 2022.
Find out who qualifies for ProfitShare

Mutuality defines us

We have a five-year track record of awarding ProfitShare – but we never lose sight of the fact that sharing our profits is just one way we express our mutuality.

Our mutual status defines everything we do. From the way we determine our charges to how we impact society at large – we’re able to make the right decisions for our customers because we're a member-owned business.

Investing for the future

Being able to invest consistently in our business is another privilege afforded to us by our mutual status.

We can choose to use our profits to make improvements to our products and services - making a real difference to you and your clients.



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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.