We’ve updated our adviser policy paper and it’s ready to download.
We responded to the latest FCA consultation paper CP19/25 on DB pension transfer advice which closed at the end of October 2019. Here we look at what we said in our response.
The FCA is reviewing the impact that the Retail Distribution Review (RDR) and Financial Advice Market Review (FAMR) have had on improving customer outcomes from financial advice and guidance. We consider some of the main themes emerging from their investigations detailed in the July 2019 update.
Consolidation has been big news in recent years and we estimate there have been, on average, two to three trade press articles on adviser consolidation every week so far this year.
Our drawdown governance service has been designed to help you monitor the sustainability of your clients' income and see when things are heading off track.
At Royal London, we champion the value of impartial advice, we firmly believe it creates the best outcomes for clients like yours. Recently though, it’s become clear that some of our competitors don’t value impartial advice in the same way.
We’re introducing new-aged based packs as a result of the FCA’s new rules on ‘wake-up packs’.
The FCA published policy statement PS19/21 at the end of July 2019 detailing the second part of its package of remedies to address the issues it had identified in the retirement market. Here we look at the changes coming into force on 1 August 2020.
On Monday 23 September, we welcomed Barry O’Dwyer to Royal London to take up the role of Chief Executive, succeeding Phil Loney who stepped down at the end of June.
In our May newsletter we highlighted a number of issues bubbling on the public sector pensions stove. This month we take a look under the saucepan lid to check on progress.
In July 2019, the Financial Conduct Authority (FCA) produced feedback statement FS19/5 which outlines a number of proposals to improve competition in the non-workplace pensions market in the UK.
We’ve made it easier for new customers to use our app
In 2018 we re-launched our annual statements with a fresh and modern new design. We’ve made even more improvements for this year, and made them available to more of your workplace clients.
Justin Corliss, Senior Business Development Manager at Royal London, reports on the proposed changes in the FCA's recent consultation paper about pension transfers and contingent charging.
From 27 August, we’re updating our application and money laundering forms to capture some additional information. This extra information will mostly be needed when contributions are being made by a third party or business.
Following the consultation paper CP19/25 released by the FCA on Tuesday 30 July 2019, the advice provided on defined benefits pension transfers looks set for a new wave of scrutiny by the regulator.
Find out what our data tells us about the ‘average’ client in drawdown.
Moira Warner, Senior Business Development Manager, examines the Government proposal for a 50:50 pension option for NHS doctors and how it could work in practice.
Trevor Greetham, Head of Multi-Asset at Royal London Asset Management, gives his thoughts on how a tactical approach to default funds can deliver over the long run in this investment-focussed Q&A.
Sustainable investing is based on a simple premise - owners and managers of capital, whether that’s equity or debt, can positively influence society by prioritising investment in companies that are helping move to a cleaner, healthier, more inclusive society.
As we celebrate the third birthday of our drawdown governance service (DGS), let’s take a look at the numbers so far.
Steve Webb writes about the potential benefits of contributing into an adult son or daughter’s pension.
We look at some key facts and benefits of our drawdown governance service.
Relevant planholders will be sent their statement packs in June 2019.
The FCA published policy statement PS19/1 at the end of January 2019 detailing the first part of its package of remedies to address the issues they identified in the retirement market. Here we take a look at what the main changes are.
We look at how a change in relationship status later in life can impact financial planning for your clients.
Moira Warner, Senior Business Development Manager, explains key recent developments in public sector pensions and how they could affect you.
Steve Webb explains why over a million workers need to know about it, and what to do.
Ian MacIntyre gives his views on what’s changed in Pensions Dashboard after the DWPs consultation response.
We look at auto enrolment (AE) in the latest in our series of top five FAQs on pensions technical topics.
We’ve recently redesigned our annual statement to help us improve customer engagement and promote the value of your services.
Moira Warner explains the importance of contribution dates when it comes to tax.
Justin Corliss considers how you can retain beneficiaries as clients.
Next in our series on Pensions Dashboard, Ian Macintyre looks at the impact on the market for advice.
Our drawdown governance service (DGS) has been designed to help you monitor the sustainability of your clients’ income and see when things are heading off track.
Justin Corliss looks at the recent independent review of the British Steel Pension Scheme restructure.
An update for you ahead of Brexit
In the first of a series on the Pension Dashboard, Ian Macintyre takes it back to basics.
We’ve been awarded the highest accreditation (Gold) by Investor in Customers, for outstanding customer experience.
Find out how we responded to the FCA consultation on increasing the FOS compensation limits.
Helping your clients manage their money in retirement would be a lot easier if we, or they, knew how long they were likely to live.