Personal pensions updates

Our drawdown governance service has been designed to help you monitor the sustainability of your clients' income and see when things are heading off track.

We’re introducing new-aged based packs as a result of the FCA’s new rules on ‘wake-up packs’.

We're mailing trustees, employers and customers to tell them about changes to their pension plans to cater for the new pension flexibility.

The retirement freedoms introduced the concept of nominee and successor flexi-access drawdown.  We consider what they are, how they operate and their attraction.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.