Investment expertise and governance

Boost investor confidence with our independently-led guidance and oversight.

Our Investment Advisory Committee (IAC) oversee the design of the Governed Range and review this on an ongoing basis to make sure each portfolio continues to meet its objectives.

Headed up by an independent chairperson, the IAC consists of five industry experts, who meet quarterly to review and monitor the strategic asset allocation and tactical position of each risk-graded portfolio.

This ongoing governance is supported by active management from the Royal London Asset Management (RLAM) Multi Asset team, environmental, social and governance (ESG) insights from RLAM’s dedicated Responsible Investment team and in-depth analysis from Moody’s Analytics and Morningstar Investment Management.

So you can have confidence that your clients’ money is being looked after by experts.

Candia is a qualified actuary with over 20 years experience in the investment industry and is currently a professional trustee of Scottish Pension Trustees Ltd.

JB resides on a number of advisory boards including; the Transparency Task Force, Stirling University Student Investment Managed Fund and is an independent Non-Executive Director for asset managers.

Ewan has over 35 years’ experience in financial services. He's the CEO Office Director, providing advice to Barry and GEC on key strategic and market issues. Ewan's an actuary with specialist interest in market strategy, proposition design, investment and pricing.

Ewan joined the group in 2001, when Scottish Life became part of Royal London. Ewan's filled several senior leadership roles in Royal London, focusing on proposition strategy and marketing across pensions and protection. He's a member of the Investment Advisory Committee, a director of RLAM, a trustee of RL GPS and member of RL IGC.

Piers joined Royal London Asset Management in 2015, having previously worked as Head of International Equities at Kames Capital. Prior to that he has held Chief Investment Officer roles twice for LV= Asset Management and West LB Asset Management.

Vidur has 20 years’ experience across insurance and reinsurance M&A, liability-aware investment management and capital management. He was a member of the Phoenix Group management team that led the consolidation of the UK closed life funds sector from 2005. While there, Vidur also established and led the Financial Management Group, developing and implementing investment and asset-liability management strategy.

After his time at Phoenix, Vidur was Group Investment Director at Aviva and brought together the group’s insurance investment management leadership worldwide. More recently, Vidur has served as a Senior Advisor to global strategy consultants Boston Consulting Group and consultant to UK retirement insurer Just Group.

The team is headed up by Trevor Greetham, a skilled asset allocation specialist with 27 years’ experience, along with nine investment professionals, with an average of 20 years’ experience and backgrounds in economic research, asset allocation modelling and multi asset portfolio construction. They share market commentary with the IAC to inform the design of the Governed Range

Find out more about our active management and expertise of the RLAM Multi Asset team.

RLAM’s dedicated Responsible Investment team work on our customers’ behalf to analyse and understand ESG issues, improve company behaviour, and represent our customers’ views and interests when voting or meeting with companies. The team is headed up by Ashley Hamilton-Claxton, along with ten investment professionals. They share valuable insight with the IAC to make sure ESG factors are included in our investment decisions.

A world-leading financial risk modelling company used by a large number of top insurers. Their economic projection model is updated quarterly to reflect changing market conditions and takes account of current conditions and long-term outlook. They provide a comprehensive risk report to the IAC to inform the design of the Governed Range.

Morningstar Investment Management are recognised as a leading qualitative investment research company in the UK retail funds market. They provide analysis to assess the risk and outlook of matrix and replacement funds which helps the IAC make informed decisions.

The importance of independent experts

Having independent experts on the IAC means that any decisions remain impartial and helps avoid any potential conflicts of interest, This is more important when a provider uses an in-house investment manager, like Royal London Asset Management (RLAM). Our independent representatives make sure that RLAM are held to account in the same way as an external fund manager.

Having independent representatives with diverse investment backgrounds also brings a different perspective to the decision-making process and means we can challenge on different areas.

Our governance process

The strategic asset allocation represents our long term view of an efficient asset mix for each portfolio.

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Our fund managers

Clients can access funds from some of the world's leading investment companies. 

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.