Together for good.

Helping your clients invest responsibly and building their financial resilience. We're taking action to create a future worth living.

The standard of living we have all come to expect is in jeopardy.

Our population is getting older and many customers lack the means to support themselves in retirement in the way they would like. This coincides with a climate crisis that is damaging the world into which they will retire.

We can help your clients invest responsibly and create a future worth living in.

Helping your clients achieve a good standard of living – now and in later life

As a mutual, we’re not here to satisfy shareholders. Instead, we have the freedom to focus on the issues that really matter to your clients. We’ll work with you to help build financial resilience into their lives, while helping them invest responsibly – so they can look forward to a more certain future. We’ll achieve this through a combination of three key areas.

Value for money products and services

We design flexible solutions which you can tailor to match your client’s needs – and we pack them with extra value.
Our pension solutions

Our protection solutions

impartial support

We promote the value of impartial support – and are working to help more customers benefit from it.
Find out more

Responsible investment

We’ll invest your client’s money responsibly, helping them make a positive impact on the world.
Find out how

Now is not the time to be passive

We’re taking steps to reduce the carbon emissions across our investments to help our customers retire into a world worth living in.

Our flagship Governed Range will now include an even greater focus on Environmental, Social and Governance (ESG) factors through the introduction of ‘tilts’ which will reduce our exposure to the largest carbon emitters and increase our exposure to the lowest carbon emitters.

Find out more

Our responsible business commitments

We will continue to provide quality products and provide support to help you and your clients make confident financial decisions.

We will work with the companies in which we invest to aim for a reduction in carbon emissions to net zero across our investment portfolio by 2050.

We will work with financial advisers so they can scale the provision of good advice.  

We will work with employers to help them educate, inform and guide their employees – and make it easier for employees to save for their retirement.

We will call on regulators to recognise that features beyond product design and charges, such as climate change, contribute towards a good customer outcome.

We will ask government to promote fiscal policies that reward the behaviour of those who act responsibly and who do the right thing.

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.