Death benefits

Death benefits

Death benefit provision within pension schemes can be complex. This analysis focuses on death benefits both before and after retirement and the range of options available under each situation.

Protected rights

From 6 April 2012, the option to contract out via a defined contribution (DC) arrangement was removed. Protected rights ceased to exist, therefore, there is no longer a requirement to hold protected rights benefits separately. However, this analysis still applies to protected rights funds held by people who died prior to 6 April 2012.

Last updated: 17 Aug 2015

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