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You searched for the term government auto enrolment review Your search returned the following 40 results...
 
  • Government changes to auto enrolment

    24 Jan 2018 ... A review group looked at auto enrolment to examine whether it's working properly and whether it could be adjusted to get more low earners saving more into pensions. We look at what the main results of the review could mean for auto enrolment schemes.

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    Auto enrolment

    News

  • Latest pension updates

    Trevor Greetham, Head of Multi Asset at Royal London Asset Management, has made a tactical change to the asset allocation of the Governed Portfolios (GPs) and Governed Retirement Income Portfolios (GRIPs). Government changes to auto enrolment Jan 24 2018. Proposals to change the way auto enrolment works  ...

  • Adviser charges update

    Government to review whether transaction costs should be included in the default ... capping default fund charges and banning commission and consultancy charges on auto enrolment and qualifying schemes. ... commission including Financial Adviser's Fee (FAF) until the Government bans commission on auto enrolment ...

  • July 2015 Budget Summary

    8 Jul 2015 ... It is important that during the period of the review Government maintains confidence in automatic enrolment which is already transforming the savings habits of thousands and particularly those starting out in work. It is also vital that the distinction between short-term savings in ISAs and long-term savings in ...

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    Information and guidance

  • Pensions Automatic Enrolment Inquiry

    27 Apr 2016 ... HMT should review the success of LISA in generating genuine new savings; not just redirecting savings from pensions or reallocating the savings from older generations more tax-efficiently. ... Before the commencement of automatic enrolment DWP estimated an opt out rate among employees of 25-30%[1].

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    News

  • Workplace pensions

    Whether you're helping your clients prepare for auto enrolment, or reviewing their existing provider, we want to make it simple for you to recommend Royal London. ... Carefully crafted investments – with regular reviews, hands-on supervision and ongoing fine-tuning, our Governed Range will help you find the right balance ...

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    Workplace pensions

  • Workplace pensions

    28 Mar 2016 ... Government changes to auto enrolment Jan 24 2018. Proposals to change the way auto enrolment works have been published by the Department for Work and Pensions. By Jamie ... Fiona Tait takes a closer look at the Department for Work & Pensions' forthcoming review of automatic enrolment. By Fiona ...

  • Capped income drawdown and review dates

    The remainder of the pension pot can then be used to provide the member with income. The maximum amount of income that can be taken during a 'pension year' is 150% of the Government Actuary's Department (or GAD as it's affectionately known) relevant annuity with no guarantee. The member can take any level of ...

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    Information and guidance

  • Royal London reports strong new business and profits growth

    30 Mar 2017 ... The Government has just concluded a review of the detail of its Auto Enrolment policy, but this key issue was ignored. We know that for most people an 8% pension contribution, made by themselves and their employers, falls well short of providing an adequate level of income in retirement. It is time for ...

  • Download our full auto enrolment brochure

    and show how you can help them manage the costs of auto enrolment. Review current scheme. Assess workforce. Use one of our default models or customise your own to find the right scheme design for your client. You can also showcase your knowledge, skills and services by showing how much auto enrolment will cost ...

  • guide to default investment factsheet

    (DWP) has issued specific guidelines for designing and governing an appropriate default for automatic enrolment schemes. This guidance focuses heavily on .... The IAC review the performance of each default option and all our funds every quarter. • Our Investment Advisory. Committee (IAC) reviews the design of each ...

  • Capped income drawdown and review dates

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  • HAS TAKEN OFF

    You may have heard about auto enrolment. It was introduced by the Government to help more people save for their future. It means your employer will have to give you access to a workplace pension plan if you're not already in one. This guide will tell you more about auto enrolment and what it means for you. CONTENTS.

  • Royal London for advisers

    Government changes to auto enrolment · Contact us · Legal. This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority ...

  • Pension news from 2016

    The Government is introducing legislation in the Pensions Schemes Bill to protect people saving for retirement through master trusts. This follows industry ... The recent report from the PPI (Pensions Policy Institute) demonstrates the sheer scale of auto-enrolment so far and what we can expect in the future. We've pulled out ...

  • LISA & Auto-enrolment

    26 Apr 2016 ... The introduction of LISA requires young savers who would have been auto enrolled into their workplace scheme to make very difficult decisions. For some, the prospect of saving in a product which assists the purchase of a first home, through a generous Government bonus, will outweigh the longer term ...

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    Personal

    Investment options

    News

  • Pensions

    Government changes to auto enrolment. Proposals to change the way auto enrolment works have been published by the Department for Work and Pensions. 24 Jan 2018. The pensions policy agenda in 2018. Watch a recording of our Pension Landscape webinar with Steve Webb, Director of Policy at Royal London.

  • Individual protection

    23 Mar 2016 ... Individuals will no longer receive paper certificates with their lifetime allowance protection details. Guidance to help individuals who wish to apply for lifetime allowance protection has been published by HMRC on GOV.UK. They have also produced a new guide for valuing pensions for IP2014 and IP2016.

  • Retirement Solutions Remuneration Guide

    Pensions and Group Stakeholder Pensions this is April 2016, or the scheme staging date, if this is later than April 2016. The commission ban will not apply to the commission for existing occupational (Company Pension Plan) auto enrolment or qualifying pension schemes from 6 April 2016. The Government is consulting on ...

  • AUTO ENROLMENT AND THE EMPLOYER DUTIES – NATIONAL ...

    NEST is a pension scheme set up by the Government that's aimed at a target market of workers and employers ... NEST is not the only option available for auto enrolment. Employers can use any pension provider to supply a pension scheme to meet their auto enrolment ... carry out a scheme review to confirm what changes.

  • Basic State Pension explained

    Pension guidance · Trusts · Rates and factors · Frequently asked questions · Pensions A to Z · Auto enrolment · Benefit options · Budgets and ... tags: Information ... The government is carrying out the first statutory review of state pension ages and expects to publish the results of this review by 7 May 2017. tags: Information ...

  • Search

    Pension guidance · Trusts · Rates and factors · Frequently asked questions · Pensions A to Z · Auto enrolment · Benefit options · Budgets and ... tags: Information ... The government is carrying out the first statutory review of state pension ages and expects to publish the results of this review by 7 May 2017. tags: Information ...

  • Royal London reports strong profit and new business growth in the ...

    18 Aug 2017 ... We have indicated for some time that we expect a slowdown in workplace pensions, and the pipeline of schemes from auto-enrolment has indeed .... For example the new Royal London Review Service launched in July 2017 automatically collates all Royal London pensions information for advisers into ...

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    News

  • DEFAULT INVESTMENT OPTIONS FOR AUTO ENROLMENT

    All auto enrolment schemes need to have an appropriate default investment in place. In order to promote good practice when selecting an ... One of the key principles of the DWP guidelines on default investment options is that roles and ... it's affordable. • it includes a review process to cover design and fund performance.

  • DEFAULT INVESTMENT OPTIONS FOR AUTO ENROLMENT

    All auto enrolment schemes need to have an appropriate default investment in place. In order to promote good practice when selecting ... One of the key principles of the DWP guidelines on default investment options is that roles and .... of suitability reviews and any actions taken. Default design responsibilities. The owner of ...

  • Fixed protection

    28 Mar 2017 ... Fixed protection 2012 maintains the lifetime allowance of £1.8 million. Fixed protection 2014 maintains the lifetime allowance of £1.5 million. Fixed protection 2016 maintains the lifetime allowance of £1.25 million. There are restrictions on who can apply for fixed protection. Unlike individual protection there ...

  • Winding-up lump sums

    14 Mar 2017 ... Pensions A to Z · Case studies · Auto enrolment · Benefit options · Capped income drawdown and review dates · Emergency tax and lump sum withdrawals · Fixed protection · Flexi-access drawdown · Individual protection · Lifetime allowance · Lifetime allowance charge · Small lump sums · Taking benefits ...

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    Information and guidance

  • 2016 Budget Summary

    16 Mar 2016 ... George Osborne delivered his eighth Budget on Wednesday 16 March 2016. Read our summary of the proposed changes.

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    Information and guidance

  • 2017 Spring Budget Summary

    8 Mar 2017 ... Review of state pension age. 1.56 of HM Treasury Spring Budget 2017. The government is carrying out the first statutory review of state pension ages and expects to publish the results of this review by 7 May 2017.

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    Information and guidance

  • Royal London investment default

    2 Feb 2018 ... ... London from February 2018. If there are new members joining existing schemes then the Royal London Balanced Lifestyle Strategy (Annuity) will continue to apply until October 2018. *Guidance for offering a default option for defined contribution automatic enrolment pension schemes, DWP, May 2011.

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    Investment options

  • OUR DEFAULT INVESTMENT OPTIONS

    ROLES AND RESPONSIBILITIES. The DWP's guidance on how to design and govern an appropriate default investment option for automatic enrolment schemes1 highlights the need for employers to provide information on the roles and responsibilities of the key decision makers. So it's essential that these responsibilities ...

  • Online service for auto enrolment user guide

    Our guide on importing a file will take you through the process of setting up templates and importing a CSV file in depth, including handling errors that may occur. Download it from employer.royallondon.com/pauserguide. When the file has been imported successfully, click the Continue button to continue to the Review ...

  • Protection of scheme specific tax-free lump sum

    ... Auto enrolment · Benefit options · Budgets and Acts · Contributions · Death benefits · General · Investment standards · Overseas · Pensions & divorce · Pension protection · Protecting pre 6 April 2006 benefits · Protection of scheme specific tax-free lump sum · Tax-free cash protection on transfer - some common questions.

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    Information and guidance

  • Taking benefits

    When the lifetime allowance reduced in 2012, 2014 and 2016 the government introduced new protections which allowed members to protect their benefits against the lifetime allowance charge. More information on these new protections can be found in our articles fixed protection and individual protection. The lifetime  ...

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    Information and guidance

  • Trustee mailings questions & answers

    21 Mar 2016 ... This page answers frequently asked questions about our recent trustee responsibilities and value for money review mailings.

  • Unfinished business?

    28 Sep 2016 ... By 2019 the Government intends that there will be a publicly available dashboard , which is expected to include state pensions and some DC pensions, particularly those under automatic enrolment. However, as there is no legal duty on schemes or providers at present to participate, it is highly unlikely that ...

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    News

  • Emergency tax and lump sum withdrawals

    31 May 2016 ... Pensions A to Z · Case studies · Auto enrolment · Benefit options · Capped income drawdown and review dates · Emergency tax and lump sum withdrawals · Fixed protection · Flexi-access drawdown · Individual protection · Lifetime allowance · Lifetime allowance charge · Small lump sums · Taking benefits ...

  • Income Drawdown - frequently asked questions

    7 Aug 2017 ... The restriction that income can only be paid to a 'dependant' has been removed, which affects both drawdown pensions and annuities. This means that any beneficiary can be the recipient of pension death benefits from 6 April 2015. These changes affect uncrystallised pensions, drawdown pensions and .

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    Frequently asked questions

  • AUTO ENROLMENT CONTRIBUTIONS DECISION TREE

    This decision tree will help you consider the contribution options for an existing pension scheme that meets the auto enrolment requirements. It's based on our current understanding of the relevant legislation and regulations (including drafts ) which could change in the future. It uses the current definition of pensionable ...

  • Salary Exchange - frequently asked questions

    13 Jun 2017 ... Auto enrolment · Contributions and Annual Allowance · Controlling Directors · Death Benefits · Death benefits - nominating beneficiaries · Eligibility · Income Drawdown · Investments · Lifetime Allowance · Overseas · Pension Ages · Pensions & Divorce · Pension protection · Retirement · Safeguarded Rights ...

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    Frequently asked questions

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London EC3V 0RL.