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You searched for the term Steve Webb Your search returned the following 40 results...
 
  • The curse of long-term cash

    The curse of long-term cash Trevor Greetham 27 February 2017 Trevor Greetham reveals why clients should be seriously concerned when short-term holdings of cash turn into a long-term investment. Steve Webb's policy paper Royal London estimates that investors in Cash ISAs have missed out on more than...

  • Latest updates from Steve Webb

    Latest updates from Steve Webb Is there a safe harbour in the triage storm? Sep 25 2018 Steve Webb looks at how advisers differ in their approach to pension transfer and whether there's a need for standardisation. Helping trustees with DB transfers Sep 25 2018 Our policy paper helps pension...

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  • Steve Webb: Is it time for the care pension?

    Steve Webb: is it time for the care pension? Steve Webb 26 February 2018 Share: Share: Steve Webb offers a potential solution to the issue of funding long-term care, by asking whether it’s time for the ‘care pension’. The UK’s long-term care system has been steadily spiralling out of control...

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  • Steve Webb: What to expect from April's contributions increase and how to help your clients

    Steve Webb: What to expect from April's contributions increase Steve Webb 26 March 2018 Share: Share: Our latest policy paper looks at the potential impact of the upcoming statutory phasing increase, and how to help your clients. The first phase of automatic enrolment has been a huge success. One...

  • Pension tax relief – radical reform or daylight robbery

    Pension tax relief - radical reform or daylight robbery? Steve Webb 25 February 2016 Steve Webb, our Director of Policy and External Communications, provides a summary of Royal London's latest policy paper. Read the full report Pension Tax Relief - Radical Reform or Daylight Robbery...

  • Steve Webb: Get to grips with the new state pension

    Steve Webb: Get to grips with the new state pension Steve Webb 29 May 2018 Share: Share: We look at why your clients should consider topping up their state pension to get more out of it. When the new state pension was introduced in 2016, the goal was to create a much simpler system.  Once the new...

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    Blog

  • Has Britain really stopped saving

    Has Britain really stopped saving? Steve Webb 21 August 2017 Share: Share: Our latest policy paper reveals what the fall in the savings ratio does (and doesn’t) mean. Read the full report Has Britain really stopped saving? In June 2017, the Office for National Statistics published its estimates...

  • Time to stop the Salami Slicing on tax relief

    Time to stop the Salami Slicing on tax relief Steve Webb 27 October 2016 As the Autumn statement approached Steve Webb calls for the Government to stop tinkering with tax relief. Find out more Read the full policy paper - Time to end the 'Salami slicing' of pensions tax relief. Read more Twice...

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  • Call for refom

    Call for reform Steve Webb 30 May 2017 Share: Share: Families face shock five-figured tax bills after death of a loved one – Steve Webb writes Little-known rules regarding ‘death-in-service’ pay-outs from workplace pension schemes could result in grieving relatives facing huge tax bills according...

  • Pension over-taxing

    Pension over-taxing Steve Webb 30 May 2017 Share: Share: 800,000 people at risk of being over-taxed on their pensions – Steve Webb, Royal London Director of Policy writes Hundreds of thousands of people receiving company and personal pensions should check their tax code to make sure...

  • Mother missing out on millions

    Mothers missing out on millions Steve Webb 30 May 2017 Share: Share: New HMRC figures show number of ‘mothers missing out on millions’ in pension rights has doubled in two years – Steve Webb Figures published on Friday (24th March) by HM Revenue and Customs show a doubling in the number of mothers...

  • The "Downsizing Delusion"

    The “Downsizing Delusion”: why relying exclusively on your home to fund your retirement may end in tears Steve Webb 26 July 2016 The British obsession with home ownership can have dangerous consequences. A recent survey by Barings¹ found that up to three million people of working age are planning...

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  • Over half a million early retired workers could cash in by topping up new state pension rights

    Over half a million early retired workers could cash in by topping up new state pension rights Steve Webb 17 October 2016 New estimates by Royal London suggest that over half a million workers retiring before state pension age will have the opportunity to top up their State Pension at bargain rates...

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  • Workers are missing out

    Workers are missing out Steve Webb 19 June 2017 Share: Share: Three million workers missing out on £2 billion of 'buy-one, get-one free cash' from their employers New analysis by mutual insurer Royal London has found that over three million people working for larger employers are failing to take up...

  • Is there a safe harbour in the triage storm?

    Is there a safe harbour in the triage storm? Steve Webb 25 September 2018 Share: Share: Steve Webb looks at how advisers differ in their approach to pension transfer and whether there's a need for standardisation. One of the many issues on which the FCA has recently consulted is how advisers...

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  • Steve Webb webinar - The pensions policy agenda in 2018

    The pensions policy agenda in 2018 31 January 2018 Watch a recording of our Pension Landscape webinar with Steve Webb, Director of Policy at Royal London. On 31 January 2018 Steve Webb discussed what pensions legislators and regulators have in their inbox at the start of 2018 and what changes...

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  • Pension news from 2017

    ...income calculations have been updated. We look at the reasons for the change and what the impact could be. Pension over-taxing May 30 2017 800,000 people at risk of being over-taxed on their pensions – Steve Webb, Royal London Director of Policy writes Mothers missing out on millions May 30 2017 New...

  • Pension Landscape 2017 webinar

    Steve Webb webinar - Pensions Landscape 2017 17 January 2017 Please join us from 9.30–10.30am on Thursday 9 February 2017 for a webinar. Steve Webb, Director of Policy at Royal London, will discuss the outlook for pensions in 2017 and update you on the latest research which Royal London has...

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  • Mothers missing out on millions

    Mothers missing out on millions Steve Webb 28 November 2016 The ninth Royal London Policy Paper discusses how thousands of mothers are missing out on state pension rights when they don’t have to. Earlier this month we published the ninth Royal London Policy Paper, entitled ‘Mothers Missing out...

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  • Why pension tax relief is in the Chancellor’s sights – and where the cuts could come

    Why pension tax relief is in the Chancellor’s sights – and where the cuts could come Steve Webb 21 November 2017 Our new analysis has highlighted the fiscal pressures on the Chancellor due to a combination of spending pressures, revenue shortfalls and an inability to raise politically sensitive...

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  • Independent Governance Committee annual report 2016 published

    . They also worked closely with Royal London to improve the measurement and reporting of transactional costs. Transaction costs and customer engagement will continue to be a focus for the IGC in 2017. In a press release today, Royal London’s Director of Policy, Steve Webb said: The Royal London IGC...

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  • Pensions Through the Ages: The Millennial Mosaic

    ...that millennials are a diverse group of people with different experiences and priorities, who don't all face the same challenges. We must consider how factors such as the lack of affordable housing and student debt impact millennials' ability to save for a comfortable retirement. Steve Webb Director...

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  • Pension Matters - discover a new way to stay informed

    ...phase of auto enrolment nears completion, Steve Webb looks at the next steps to get workers saving more. Government announces changes to auto enrolment Proposals to change the way auto enrolment works have been published, we look at what the main results of the review could mean for employers...

  • Single-tier State Pension - transition

    ...is projected to be lower by 0.5% of GDP compared to running the current system forward over the long term. 17 In 2013, the then Pensions Minister Steve Webb explained that a higher flat-rate pension was affordable because the amount of State Pension people could build up in future would be capped...

  • statutory phasing update

    Statutory phasing increase - the next step in getting workers saving more 24 January 2018 Share: Share: Steve Webb examines auto enrolment so far and explains the impact of the upcoming statutory phasing increases on your clients. Since the autumn of 2012, employers and advisers up and down...

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    Auto enrolment

  • How far do employer duties extend?

    ...a legal duty to provide financial advice to their employees, courts have implied a duty on employers to provide information to employees about their pension rights where not doing so could lead to an individual suffering financial loss. Commenting, Steve Webb, Director of Policy at Royal London said...

  • State Pension uprating - 2010 onwards

    ...of 28 June 2010, Official Report, columns 393-94W, on state retirement pensions, for what reasons the month of September is used as the base for these calculations. [5569] Steve Webb: The Consumer Prices Index figure for September is the most up to date that can be used which allows time...

  • Britain's "Forgotten Army": The collapse in self-employed pension membership - and what to do about it

    ...million if opt-out rates are similar for this scheme as they currently are for automatic enrolment.  Steve Webb, Director of Policy at Royal London, said: Self-employed people are missing out on the surge in pension scheme coverage among employed earners. Indeed, whilst the number of self-employed...

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  • Financial advice can benefit customers by £40,000

    ...advice. And this time round 9.7% of this group were more likely to save and 10.8% were more likely to invest in the equity market that the equivalent of those who were in this group but didn’t receive any financial advice. Here’s what Steve Webb our Director of Policy, had to say about the report...

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  • FCA consults further on pension transfer advice

    , alongside its much awaited response PS18/6 to the previous consultation Advising on Pension Transfers. DB to DC transfers are a hot topic in the market, and we want to hear your views. Look out for our survey from Steve Webb later in the week, where you can give us your thoughts. Let's look at what...

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    Workplace pensions

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    Blog

  • Automatic enrolment – are the right people saving?

    ...suitable. Including the 4.6 million self-employed individuals4 currently working in the UK, would also affect short term tax revenues. However, there is a suggestion which could offset this effect and be used to encourage saving at the same time. My esteemed colleague, Sir Steve Webb, suggests...

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    Auto enrolment

    News

  • The new State Pension

    2013) and IFS, History of state pensions in the UK from 1948 to 2010 (June 2010). 16 Cm 6841, para 3.47-8; Pensions Act 2007, sections 10-12 9 The new State Pension 2. The Coalition Government’s consultation 2.1 2011 Green Paper On 16 November 2010, the then Pensions Minister, Steve Webb, confirmed...

  • topping-up-your-state-pension-guide.pdf

    @royallondon.com Steve Webb – Director of Policy and External Communications Email – steve.webb@royallondon.com All details in this guide were correct at the time of writing in August 2016 The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated...

  • rl-social-responsibility-report.pdf

    ...protection products. It’s available from the day a customer starts their plan, they don’t need to pay anything extra to use it, and their partner and children can use it too. Our Director of Policy, Sir Steve Webb, acts as the pensions ‘agony aunt’ for the This is Money website, writing a weekly...

  • PU1772 prelims + cover (with DWP logo).indd

    ...and challenging industry to create a market that allows individuals the choice to spend their pension savings flexibly. I encourage you to respond to this consultation on how we implement the reforms. George Osborne Chancellor of the Exchequer March 2015 Steve Webb Minister for Pensions March 2015...

  • p10b0005.steves-story.pdf

    STEVE’S STORY Helping Hand helped get Steve back on his feet. PEOPLE SUFFER ILLNESSES AND SERIOUS INJURIES ALL THE TIME. AND WHILE THEY MAY NOT BE CRITICAL ENOUGH TO MAKE A CLAIM, IT CAN STILL MEAN EVERYDAY ACTIVITIES ARE RESTRICTED, WHICH CAN BE FRUSTRATING – ESPECIALLY IF YOU DON’T KNOW WHERE...

  • Postponement factsheet

    ...be working for Card Corner on the deferral date. Using postponement to avoid calculating pension contributions on part month earnings ACME Widgets Limited pay their workers on the 20th of each month for work done during that month. Andrew Hill the HR manager notices that one of their workers, Steve...

  • p9b0003.our-annual-check-up-cic-claims-statistics-2014.pdf

    ...husband and our 4-year-old son.” For Teri, Helping Hand meant: • Immediate support in a crisis • Practical tools to relieve symptoms • Support for the family • Help to prepare for the future STEVE’S STORY Case study As a firefighter, keen cyclist and father to 2 young children, Steve wanted to get...

  • The death of retirement

    ...unless they work well beyond traditional retirement ages. For many people, continuing to work to these much higher ages may simply be beyond their physical capability. Without significantly higher levels of engagement in pensions, we may be witnessing the 'death of retirement.' Steve commented...

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    Auto enrolment

    News

  • What are the key changes to transform pensions?

    ...to pension legislation which have transformed our industry in that time. This is a role/service that does not directly contribute to their bottom line. I joined Royal London in order to work with Steve Bee, a pension genius who can take the most complicated and often absurd concepts and turn them...

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.