Flexible menu packages to suit your clients' needs

As your clients journey through life their needs change. But one thing remains the same and that’s the need and desire to protect themselves as well as the people and things that are important to them.

No matter where someone is in their life, the cover available from our menu plans can adapt with them. So if it’s protecting their family, business or the lifestyle they’ve built – we’ve got it covered.

We’ve updated our menu plans to offer more flexibility for your clients and made it even easier for you to do business with us. And to help you identify and deliver the right cover for your clients’ needs, we’ve grouped covers into a number of flexible and customisable packages.

Mortgage package - Protect your client’s financial security

Make sure your client’s mortgage is protected should the worst happen and provide cover for ongoing bills and expenses. You could include Life Cover to pay out a lump sum on death and use our family income benefit to pay a regular income in the event of a critical illness.

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Family package - Protect the financial security of your client’s family

Whether your clients are expecting their first baby or have a household of wild teenagers, they’ll want to make sure they have financial security should something terrible happen. By combining Life Cover, Critical Illness Cover and Income Protection in the one plan they’ll have comprehensive cover in place to help just in case.

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Business package - Professional protection for your client’s business

Most businesses make sure they’re covered against the effects of fire or burglary – but what about their people? With our Business Menu Plan you can recommend Life Cover on its own, Critical Illness Cover on its own or you can combine them with different cover amounts, terms and options.

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Self-employed package - Protection that works for your self-employed clients

For anyone who’s self-employed, their income is the most valuable thing they have – although they probably don’t realise it. By combining Income Protection with Life Cover, you can make sure their mortgage is protected, or that they'll still have a regular income if they're unable to work.

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Family legacy package - Advanced protection that provides a legacy for your client’s family

By recommending Life Cover and putting it in trust, you can help your clients mitigate an inheritance tax liability. You could also combine it with Critical Illness Cover and help protect any investments or commitments they may have such as university costs.

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Whatever package or combination of covers is best for your clients they’re available with just one application, one plan charge and one direct debit. Plus all of the usual extras you’d expect like Helping Hand and award-winning customer service as standard.

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This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London EC3V 0RL.