They could get more or less than this and there's no guarantee we'll be able to award ProfitShare every year.
When we're able to give a ProfitShare award, it'll have the same effect as if we had reduced the charges on the customer's plan for that year.
ProfitShare awards will be given on 1 April each year. In order to be eligible, the customer's plan must have been in force on 31 December in the previous year and also on the date the award is given.
ProfitShare awards will be invested in the same investments as the customer's other retirement savings.
Customers will see the value of their ProfitShare account each year in their statement and by logging into online service.