What to expect

Each year, we'll aim to award between 0.15% and 0.25% of the value of a customer's plan.

They could get more or less than this and there's no guarantee we'll be able to award ProfitShare every year.

When we're able to give a ProfitShare award, it'll have the same effect as if we had reduced the charges on the customer's plan for that year.

ProfitShare awards will be given on 1 April each year. In order to be eligible, the customer's plan must have been in force on 31 December in the previous year and also on the date the award is given.

ProfitShare awards will be invested in the same investments as the customer's other retirement savings.

Customers will see the value of their ProfitShare account each year in their statement and by logging into online service. 

Our with profits customers also benefit from ProfitShare.

You can find out more in the Royal London With Profits Fund factsheet.

Last updated: 28 Sep 2017

This website is intended for financial advisers only and shouldn't be relied upon by any other person. If you are not an adviser please visit royallondon.com.

The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London EC3V 0RL.