Updates in 2015

It's been quite a year for pensions. Change, more change, and proposed changes to the changes.

We have appointed James Hay Partnership (JHP) as our new SIPP third party administrator.

The new State Pension (nSP) will be implemented at a maximum flat rate of £155.65 per week in 2016/17. This is good news for some, not so good for others.

The calm before the storm.

For Royal London Asset Management (RLAM), being a responsible investor comes with the territory as one of the UK's leading fund management companies. Done properly, responsible investing can act as another source of outperformance.

Royal London are now live with XPLAN for policy valuations.

On 6 April 2015 new legislation came into force that introduced new responsibilities for trustees of occupational money purchase pension schemes. 

Our response to 'Strengthening the Incentive to Save' part two.

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, has made a tactical change to the asset allocation of the Governed Portfolios and Governed Retirement Income Portfolios (GRIPs). 

Royal London’s report into retirement savings was published on 30 September.

Our response to 'Strengthening the Incentive to Save' part one

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, has made a tactical change to the asset allocation of the Governed Portfolios and Governed Retirement Income Portfolios (GRIPs). 

Royal London have published research into retirement savings in the UK. Here we look at some of the key findings.

Following the introduction of the new pension freedom, Royal London commissioned independent research to determine whether our customers understood the implications of withdrawing money from their pension plan.

With an estimated 1.8 million employers still to stage, the chances of more employers failing to comply will increase.

The Government is changing the rules for short service refunds on DC occupational schemes from 1 October 2015. 

Designed for taking income, the GRIPs hit their three year milestone.

We've got a long and proud history when it comes to product innovation and investment solutions. Our latest example proves we're by no means finished just yet.

We've trawled through the recent Pension Regulator's compliance reports, strategy document, press releases and research findings to bring you the highlights in numbers.

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, responds to the sharp equity market sell off.

Part of April's new pension legislation saw the introduction of nominee and successor flexi-access drawdown.

The industry's ability to bend to the new pension flexibilities has come in for a bit of bad press. Here we look at what's actually been delivered and the benefits clients can expect to see.

Here's a quick round-up of  the events held across the UK for PFS members throughout April and June this year.

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, has made a tactical change to the asset allocation of the Governed Portfolios and Governed Retirement Income Portfolios (GRIPs).

Now that we are a few months into a new pensions regime and our new Pensions Minister is officially in office, let’s pause for a moment and see how it all has gone so far.

OK, show of hands please. Who has ever thought of cricket and default funds at the same time?

We summarise the issues raised and questions posed by the consultation announced by the chancellor in his summer Budget.

We're mailing trustees, employers and customers to tell them about changes to their pension plans to cater for the new pension flexibility.

Or how to respond to the cry, "I want my money!"

Trevor Greetham, Head of Multi Asset at Royal London Asset Management (RLAM), has made a tactical change to asset allocation of the Governed Portfolios and Governed Retirement Income Portfolios (GRIPs).

An article by Neptune's investment team

Royal London Asset Management’s (RLAM) new Head of Multi Asset is officially up and running. I want to look at what expertise Trevor brings to the table and how this affects the Governed Portfolios (GPs) and Governed Retirement Income Portfolios (GRIPs).

The question I get asked most often is whether an interest rate rise will wipe out bond fund performance. My answer reads something like this.

From 2016, the way that people will be told about their pension options will change. Here's a summary of what the FCA are proposing.

Royal London was proud to be a main sponsor of these events which took place in London and Birmingham last month. There were contributions from the Pensions Minister, Steve Webb, and representatives from the regulator and several industry commentators.

A summary of the retirement options available from Royal London pension plans after 6 April 2015.

George Osborne was really rather smart last April. At the same time as telling people they could spend their pensions as they liked he gave some very powerful reasons why they shouldn’t. In fact for some people their pension should probably be the very LAST thing they spend.

We're happy to be sponsoring the Personal Finance Society (PFS) Q2 Regional Conferences taking place throughout the UK from 14th April - 18th June.

We have launched links to four Dimensional equity funds.

You can now access accurate and independently sourced performance information for the Governed Portfolios and Governed retirement Income Portfolios (GRIPs) on Morningstar.

We are delighted to announce the appointment of Rachel Elwell as a member of the Investment Advisory Committee (IAC) with effect from 24 February 2015.

A new set of lifestyle strategies that target drawdown as well as rebadged existing strategies.

April 2015 – keeping you informed

Since April 2014 I've read a myriad of reports about how people will react to the new pension freedoms coming this year.  But is people's behaviour that easy to predict?

We are delighted to inform you that our Retirement Solutions Group Personal Pension has been awarded a Defaqto 5 Star Auto Enrolment Rating.

We look at how the new regulations will affect employers.

A recent online debate hosted by Professional Adviser on the relative merits of FAD compared to UFPLS resulted in a near even split (53%:47%). So do we really need both?

April 2015 flexibility - how our pension products will change.

Last updated: 13 Jan 2017

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